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Retirement is a time to kick back and enjoy the fruits of your labor.
Exploring new places, making memories with loved ones, and experiencing all that life has to offer are just a few of the luxuries you can afford in your later years.
There are so many amazing states for retirees, from the sun-soaked beaches of Florida to the misty mountains of Idaho.
But which one is best for taking advantage of what retirement has to offer?
Look no further! This article outlines the top picks for retirement destinations throughout America, focusing on the quality of life, access to healthcare and health-related costs, and overall cost of living.
#1. Texas
Texas is at the top of the list of the best places to retire, and for good reason.
Besides the warm, subtropical climate that makes for comfortable living year-round, the state offers various amenities that seniors need and want access to.
This includes ample high-ranking hospitals and dental offices, plenty of senior living communities to join, several airports to fly out of when you feel the urge to travel, numerous museums, and state and national parks.
While their roads aren’t the best, their above-average quality of life certainly makes up for it.
#2. Michigan
Michigan might not be an obvious choice when considering the best place to retire, especially when you consider its persistently cold weather and the low quality of roads.
However, that doesn’t necessarily take away from some benefits that retirees can experience when they call Michigan home.
Some highlights of Michigan as a retiree state include the affordable cost of living, stellar access to healthcare, plenty of activities for seniors to engage in, and low overall crime rates.
#3. Florida
When thinking of places to retire, Florida likely comes to mind.
This is due to its warm, sunny climate and numerous things to do for people of any age.
It’s also a state that doesn’t have an income tax, meaning you can save more if you have multiple income streams.
You’ll also benefit from good roads and airports, excellent air quality, great healthcare, and overall quality of life.
The only major downside is the cost of living, which can be more than some of the other top states on this list.
#4. Georgia
Georgia is an affordable state with excellent weather, meaning that seniors can comfortably live on their income while accessing essential healthcare services and beyond.
There’s plenty to do, and the state is average in areas like road quality and a low tax burden.
That said, Georgia does have some downsides that seniors should consider before moving there.
This includes a tiny elderly population and poor overall air quality.
Because of this, the quality of life in Georgia isn’t the best it could be.
#5. Tennessee
Tennessee falls in the middle of this list for several reasons.
Its quality of life lags behind high-ranking states because of higher crime rates, poor air quality, and a lower life expectancy.
However, it’s one of the top-considered states because of its affordability, decent weather, low tax burden, and high-quality hospitals to provide the excellent healthcare you want as you age.
Make sure to weigh the pros and cons and consider what life looks like should you decide to move to Tennessee.
Making sure that there’s plenty to do there is crucial to a retirement you can enjoy.
#6. North Carolina
The average quality of life in North Carolina isn’t as amazing as it could be, but don’t let that distract you from all of the amazing things North Carolina offers.
There’s plenty for seniors to do. They have access to numerous high-quality hospitals paired with affordable healthcare costs and favorable weather.
But overall, North Carolina is not a bad place to settle down and retire if you’re looking for somewhere that’s not expensive, too cold or too hot, or so removed from society that you cannot find something to do.
#7. Utah
Utah is an interesting state. It’s one of the better states to retire in, but there are downsides to think about when considering Utah.
Some of the highlights of Utah include low healthcare costs, gorgeous natural wonders to visit all around, and a higher life expectancy with a good quality of living for seniors.
They also boast high-quality hospitals to visit for care.
That said, Utah has less access to healthcare, a small senior population, and the worst air quality found throughout the United States.
Overall, Utah is not a bad state to consider when retiring.
#8. Arizona
Arizona is one of the few states on this list where you immediately understand that it’s a good place to retire due to the sheer number of things to do there.
Whether you’re a fan of nature, art, or shopping, there’s no shortage of things to do which will keep you occupied as you navigate retirement.
While the crime rates are much higher in Arizona, healthcare costs, cost of living, weather, and access to healthcare are all above average, making it an excellent choice for prospective retirees.
#9. Idaho
If you’re looking for a place that offers a quieter environment, Idaho might be a choice worth putting on your list of considerations.
Idaho is a highly affordable state, both in terms of cost of living and healthcare costs, and it has a very low level of crime that makes it suitable for retirees.
It has a higher life expectancy, and seniors are at a lower risk of hunger.
However, Idaho falls further on this list because there are far fewer hospitals, dentists, and assisted living facilities, which can impact your quality of life as you age.
#10. Missouri
Missouri has a lower quality of life, however, it does offer a lower cost of living and lower healthcare costs, combined with excellent access to healthcare.
Whether you plan on staying in the state or visiting places outside, you’ll have no problem finding airports, state and national parks, and museums, among other places.
Missouri might not be at the top, but it still has plenty to offer retirees interested in moving there.
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I have over 15 years experience in the financial services industry and 20 years investing in the stock market. I have both my undergrad and graduate degrees in Finance, and am FINRA Series 65 licensed and have a Certificate in Financial Planning.
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