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We all have heard not to skimp on anything that separates us from the ground: Shoes, mattresses, tires, and other essentials.
But what are some lesser-known things that nobody should skimp on?
Recently, men and women met in an online discussion to reveal everything that is 100% worth the money in any situation!
1. Air Conditioning
No matter how much it costs, countless people admit that investing in quality air conditioning improves their lives immensely.
Whether upgrading a wall unit or installing central air conditioning, any cost will be offset by the beautiful feeling of not sweating in your house during the hot summer months.
2. Books
It warms my heart to hear stories of people who cherish books. In many people’s minds, the more books, the better!
“My parents didn’t have a ton of money when I was growing up, so I didn’t get a lot of toys if I asked for them, but if I ever asked for books, they always got them for me,” reveals one avid reader.
“My mom always says it was worth it for me to have and love books and be a strong reader. Books are always worth the money.”
3. Refundable Plane Tickets
Take it from someone who knows: The extra money spent on refundable plane tickets is the best traveler’s insurance available!
While most trips will never need rescheduling, you’ll appreciate that you shelled out more money for pricier tickets if your plans unexpectedly change.
Fortunately, the difference between refundable and non-refundable plane tickets is usually just a few dollars.
4. Pre-Purchase Home Inspection
Never pass on a home inspection! I distinctly remember my father yelling at my younger brother when he bypassed his home inspection before purchasing. I’ve never seen my father so angry!
“I had a great inspector that found major non-disclosed structural issues with a house I put a deposit on,” explains one new homeowner.
“I walked away with all my money returned and dodged a huge bullet.”
5. Therapy
Although therapy isn’t cheap, millions believe the cost is an invaluable trade-off for proper mental health.
Talking to others about your issues can be difficult, but mental health professionals are available to help you traverse anything in your life!
Think of going to therapy as investing in your happiness.
6. A Quality Espresso Machine
If you constantly spend $5 on Starbucks every morning, I shudder to think how much money you waste daily
Countless people confess that their investment in a quality espresso or coffee machine pays for itself after just a few months.
Think of all the money (and time) you’d save if you made coffee at home each morning!
7. Uber After a Night Out
Don’t be stupid. Many people have learned the hard way that using a rideshare service after a night out can mean the difference between making it home safely or ending up in jail for drunk driving.
You should never skimp on the safety of yourself and others around you!
8. A Good Car or Truck
A good automobile can give you more than safe and reliable transportation: It can provide you with peace of mind. “I recently bought a 2015 model in 2017 and haven’t had any issues yet,” reports one man. “Before this, I had a 2003 and a 2004 model after that.
Breakdown after the breakdown was extremely frustrating, and even though I had to pay monthly for the newer car, it was worth it not having the anxiety of, ‘It’s cold out; will my car start?’ Or ‘I’m on the highway and hear an odd sound. Is it going to breakdown again?’” As the owner of a 2022 model, I’m glad those days of uncertainty are behind me.
9. Seeing Your Favorite Band Live
If you’re ever on the fence about deciding whether or not to buy tickets to see your favorite band perform live, stop and think how many hours of enjoyment the band has given you in your life.
In most cases, the answer will be “countless.” So, why not send your appreciation to a band that has given you so much over the years?
Besides, I’ve never heard anyone regret buying tickets to see their favorite band.
10. Baby Wipes
Some people swear by baby wipes — and aren’t afraid to preach their greatness!
“Baby wipes are absolutely superior to toilet paper,” says one woman. “I won’t go back to paper, and I can’t believe I didn’t make the switch sooner. Sixty sheets of tissue vs. six wipes really makes a difference.”
How To Have Stealth Wealth
When we think of the wealthy, we think of big homes and flashy cars. But many millionaires have stealth wealth.
This means you would never know they are rich by looking at them. The benefit? People leave them alone.
LEARN HOW TO BUILD STEALTH WEALTH
How To Get Free Money
The idea of free money sounds like it can’t be true. But it actually is.
There are many ways you can get free money, from playing games, to watching videos, and more.
Here are the best ways you can get free money without having to work for it.
Learn How To Save $100K
Saving money can be hard, especially if you are looking to have $100K in the bank.
But while it feels difficult, don’t let this stop you. Here is how you can save $100,000 in nine steps.
Good Money Habits To Have
In order to get ahead financially, we need to develop good habits.
Most people talk about bad money habits to get rid of. Here are good money habits you need to follow if you want to take the next step financially.
17 GOOD MONEY HABITS TO DEVELOP
Save Money On Groceries
It’s no secret that grocery shopping is a significant expense every month.
While most of us know a few ways to reduce this bill, there are many other simple things we can do.
Learn the easy tricks to spend less on groceries and pocket some savings.
LEARN HOW TO SPEND LESS MONEY ON GROCERIES
This thread inspired this article.
I have over 15 years experience in the financial services industry and 20 years investing in the stock market. I have both my undergrad and graduate degrees in Finance, and am FINRA Series 65 licensed and have a Certificate in Financial Planning.
Visit my About Me page to learn more about me and why I am your trusted personal finance expert.