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THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Do you want to be wealthy? Most people say they do, but few people take the steps necessary to become wealthy. Many people think it’s all about having a high-paying job or making wise investments, but other factors are also at play. … Read more
I’ve encountered the term “forced savings” or “forced saving” for years without giving it a second thought. It was one of those financial buzzwords that went in one ear and out the other. This changed recently when I realized that forced saving is literally all around us. Approximately 66% of Americans own their homes and … Read more
You don’t need to be told that good credit opens up a world of opportunities and bad credit can have far-reaching, potentially costly consequences. Whether you’ve never had a credit card to your name or you’re recovering from a significant financial setback, you know it’s in your interest to build your credit history and boost … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. The cost of groceries is one of the biggest expenses in everyone’s monthly budget. Too many people accept the rising cost of their grocery spending. But you don’t have to. There are plenty of easy ways to spend less money on groceries, … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Are you looking to invest your money but don’t know where to start? Or have you been investing for a while but aren’t seeing your money grow? Vanguard founder Jack Bogle, has 22 investing rules that can help you be a successful … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. On a recent episode of the Megyn Kelly Show, financial guru Dave Ramsey talked about Gen Z, and many people were surprised by his quote. He said, “this new generation, Gen Z, they are amazing. There is a percentage of them, I’ve … Read more
Do your checking and savings account help you manage your money as efficiently as you’d like? If you had to think for even a moment about how to answer, you might be ready for a change. Spruce, a mobile banking platform built by H&R Block, provides comprehensive capabilities supported by its banking partner, Pathward, N.A. (member … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Buying a home is an exciting process. From having a place to call your own to building wealth, first-time and repeat home buyers get excited when they find a home they love. But the home-buying process is also complex. From knowing what … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. If you want to make a smart purchase while saving yourself some cash, buying used is the way to go. You can easily save thousands of dollars on almost anything when you buy secondhand, and sometimes even more if you know where … Read more
Gasoline and electricity prices fluctuate from week to week and month to month. But even when prices aren’t making new highs, transportation accounts for a significant portion of the typical household’s budget. With unlimited 5x points on eligible gas paid at the pump and EV charging purchases, the PenFed Platinum Rewards Visa Signature® Card can … Read more