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Colorado has dozens of homegrown banks serving every corner of the state. It also hosts hundreds of branches operated by regional and national banks, including many of the biggest banks in the United States. So if you’re looking for a new bank in Colorado, you have plenty of choices.  Not that any Colorado bank will … Read more

Wells Fargo is a bank with a national presence, but it has a large customer base in California. If you want to do business with Wells Fargo, you need to know the bank’s routing number to make deposits and withdrawals. Here are some of the most common routing numbers for Wells Fargo: 121042882 — Checking … Read more

Economic historians — and anyone who lived through it — will remember 2022 as a year of rapidly rising interest rates. From closely watched benchmarks like the federal funds rate to rates on mortgages, auto loans, and credit cards, the year ended with much higher rates than when it started. Even if you pay your … Read more

It’s possible to make $100s just by opening up a new bank account. But sorting through the best offers can be tricky. There’s no shortage of enticing opportunities for banking clients right now. We’re happy to do the work for you. The Money Crashers team combs through hundreds of bank account deals every month to … Read more

You did it! You’ve saved up a down payment, improved your credit score, and settled on a couple of neighborhoods with the amenities you really want. You’ve even found a real estate agent you love working with. Now all you have to do is find the right house, and you’ve unlocked new features in the … Read more

Quick Look The gold standard is a failed monetary system in which the value of a currency is directly linked to gold. While it sounds like a good idea, there are more cons than pros. A look at the history of the gold standard shows why it doesn’t work. In October 2022, H.R. 9157 quietly … Read more

I recently beat out my Money Crashers colleagues in a grueling test of collegiate athletics knowledge. My prize was a Dunkin’ gift card in all its orange and white glory. There was just one problem. I live in Minnesota, home of Caribou Coffee. I’d never set foot in a Dunkin’ here. I wasn’t even sure … Read more

Americans’ personal savings have absolutely cratered since the middle of 2020. According to data from the Federal Reserve Bank of St. Louis, the dollar value of our collective piggy bank declined from nearly $5 trillion in the second quarter of 2020 to just $626 billion in the the third quarter, or $15,990.59 per person. And … Read more

A certificate of deposit, or CD, is an excellent place to park cash you don’t need right away. It’s insured by the federal government, it usually pays more than a standard savings account, and its yield (interest rate) is guaranteed for the entire term. That rate guarantee is important because CD rates can be volatile … Read more

Historically, one enormous advantage the wealthy had over the rest of us was access to expert investing advice. They didn’t need to be experts on stocks or market movements or investing. They could pay someone to “just take care of it.” Today, everyone has access to expert investing advice — if not through human investing … Read more