Your Rights as a Credit Cardholder — Fair Credit Reporting Act (FCRA) Explained

Acme Lending denied Han’s application for a car loan due to a low credit score. Curious about his credit history, he requested a free copy of his credit report. He noticed several inaccuracies, including accounts that didn’t belong to him and payments that were incorrectly reported. Han disputed these errors with the consumer reporting agency. … Read more