Historically, one enormous advantage the wealthy had over the rest of us was access to expert investing advice. They didn’t need to be experts on stocks or market movements or investing. They could pay someone to “just take care of it.” Today, everyone has access to expert investing advice — if not through human investing … Read more

Cash-back credit cards are popular because they provide tangible, easy-to-understand benefits. Who doesn’t like getting a credit on their monthly credit card statement – or, better yet, actual cash deposited into the account of their choice? Cash-back credit cards can be even more popular than our top-rated gas credit cards and travel rewards cards. But … Read more

It’s becoming increasingly difficult to find truly free checking accounts. But they’re still out there if you know where to look. Indeed, many online banks and a few choice brick and mortars still offer legitimately free, FDIC-insured accounts with few restrictions and plenty of sweeteners. Some even pay interest, though not enough to keep up with … Read more

Travel rewards credit cards are not one-size-fits-all. They fall into several broad categories. These categories include airline rewards credit cards designed to reward spending with specific airlines or airline partnerships, hotel credit cards that focus their rewards firepower on hotel stays and related expenses, and even cash back credit cards that offer accelerated cash back … Read more

Dozens of banks and credit unions lure new business with account-opening promotions. Some reward first-time customers with bonuses worth hundreds of dollars just for opening an account and making qualifying deposits. The best land on our regularly updated roundup of the top new bank account promotions. You’ve probably seen credit card issuers get in on the … Read more

Over the long term, the stock market returns around 10% on average. Investors looking to sit back and relax can put their stock investments on autopilot, investing in index funds, possibly managed by a robo-advisor or investment advisor. It’s easy, and it works. But what if you’re not satisfied with average returns? Investors seeking an … Read more

It’s been difficult to watch the action in the stock market lately. The Federal Reserve, or Fed, is moving to combat inflation at levels we haven’t seen in more than four decades, and most financial experts agree that there’s a high probability of an economic recession in the near term.  Of course, the market is … Read more

Individual bank account bonuses and rewards programs come and go. But it’s basically a given that dozens of online banks (and brick-and-mortar banks and credit unions) offer enticements to new and longtime account holders at any given time. The same is true for opportunities to earn high yields (high-interest payouts) and generous rewards on other … Read more

Few credit card rewards and perks are more valuable than sign-up bonuses – also known as welcome offers, early spend bonuses, or new cardmember bonuses, depending on the issuer. Every month, we sift through dozens of new and existing credit card sign-up bonus offers – some worth $1,000 or more – and present the very best here. … Read more