THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Are you in a pinch and need cash fast? Are you looking for an outside-the-box side hustle that provides you with a good income and not many hours working? Selling items to your local pawnshop could be the source of income you … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Going to college without loans can seem impossible, but it is possible if you have the right approach. College costs are constantly rising, and students often struggle to make ends meet, let alone find a way to pay for their tuition and … Read more
Unexpected costs hit you all the time. From hefty car repair bills to medical emergencies, job losses to furloughs, emergencies are a matter of “when,” not “if.” You have a choice: you can either prepare for them in advance, or you can let them plunge you into panic every time one comes along. If you’re … Read more
Credit Karma recently unveiled a consumer guarantee (called the Credit Karma Guarantee) that promises to pay you $50 if the credit card issuer denies your application for a credit card recommended for you by Credit Karma. In other words, Credit Karma is so confident in its credit card recommendations that it’s willing to lose $50 … Read more
If you have an individual retirement account, taxable brokerage account, or life insurance policy, you’ve almost certainly named a beneficiary before. And if you had kids or were in a committed relationship at the time, you probably didn’t give it much thought. Your closest loved ones — your children and spouse or domestic partner — … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Having some cash stored at home can come in handy in times of emergency. A bank is an excellent place to hide money, but most banks have a withdrawal limit, meaning you don’t always have complete access to your money when you … Read more
There’s no shortage of ways to pay someone these days, from cash and credit cards to Zelle and PayPal. It’s easy to go your whole financial life without ever coming across a money order. But if you’re here, someone’s asked for one, so follow these directions to fill it out. How to Fill Out a … Read more
I’ve spent the last few months researching how to rebuild your credit for an educational series I’m writing. That’s why I was intrigued by CreditStrong, a service that helps you rebuild your credit by giving you specialized loans or lines of credit and reporting them to credit reporting agencies. I know that probably sounds like … Read more
If you watch your running bank or credit card balances closely, you’ve probably noticed ghostly charges that appear and disappear within a day or two. It’s not always obvious where they come from, but they’re usually small — just a few dollars — and they never show up on your official monthly statements. So, like … Read more
Even in the best of times, carrying a credit card balance is best avoided. It’s expensive, stress-inducing, and can damage your credit score. These are definitely not the best of times. In fact, based on prevailing credit card interest rates, 2023 is the worst year to carry a credit card balance since at least 1995, … Read more