When I was a kid, my parents thought they didn’t need to worry about my financial education. They miscalculated. They mistook my penchant for collecting things — My Little Ponies, Troll dolls, and even cold, hard cash — for being responsible with money. Not so much. By the time I graduated from college, I was … Read more

THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Series I savings bonds have gone from a relatively unknown savings bond option to one of the most talked about in the personal finance community. The increase in series I savings bond sales is primarily due to one factor, an interest rate … Read more

It’s nothing new for a cash-back credit card to blend bonus rewards on purchases with specific retailers and broader cash-back earnings in general-spending categories like fuel, restaurants, or travel. Two of my favorite store credit cards, the Amazon Prime Rewards Visa Signature Card and the Costco Anywhere Visa by Citi, do this very well. It … Read more

THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. We all know it’s important to save money. But how do you do that when inflation is up, mortgage rates have increased, and rents are rising? Oh, and don’t forget – extra spending is coming with the holidays around the corner. Yet … Read more

The Chase Freedom Flex℠ Card is one of the most popular no-annual-fee cash-back credit cards on the market. That’s due in part to its distinctive rewards program, which pays up to 5% cash back on select purchases. The centerpiece of that 5% cash-back tier is a set of quarterly rotating bonus spending categories. These categories … Read more

The Discover it® Cash Back card is one of the most popular no-annual-fee cash-back credit cards around. In large part, its popularity is due to a tiered rewards program that features a selection of rotating 5% cash-back categories. Spending eligible to earn 5% cash back is capped at $1,500 per quarter across all bonus categories … Read more

THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Are you looking for something fun to do this weekend but don’t want to spend a lot of money? No problem! There are plenty of cheap things you can do that are enjoyable. In this post, I share with you 67 cheap … Read more

Individual bank account bonuses and rewards programs come and go. But it’s basically a given that dozens of online banks (and brick-and-mortar banks and credit unions) offer enticements to new and longtime account holders at any given time. The same is true for opportunities to earn high yields (high-interest payouts) and generous rewards on other … Read more

Industrial & Construction Bank of China. China Construction Bank. Agricultural Bank of China. Bank of…China. These four banks all have something in common, and it’s not what you think. They’re the four largest banks in the world by asset size. Unless you’re familiar with China’s financial system, you probably haven’t heard of any of them. … Read more

THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. I am not a fan when it comes to car shopping and buying a car. In fact, many car buyers don’t like the car buying process either. Car salespeople have a lot of tricks to get you to pay more for a … Read more