I have an absurd number of credit cards. Most I never use, but because average credit account age is an important factor in credit score calculations, I’m very reluctant to cancel any. Looking through my card pile recently, I was surprised by the number of different credit card issuers represented. Most belonged to one of … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. As our world becomes increasingly complex and interconnected, it seems that many things are simultaneously getting worse and more expensive. From healthcare to education, housing to technology, individuals on a popular online forum examine how these things have both deteriorated in quality … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. There are a lot of ways to save money out there. The problem is, you’ve heard most of them, like buying generic over name brand or canceling your cable. I want to offer something different, so I created ten creative ways to … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Baby boomers, be warned! As the years pass, so does our understanding of modern financial scams. With changing technology comes more opportunities for fraudsters to take advantage of you and your hard-earned money. The key is staying informed so you can spot … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Do you want to be wealthy? Most people say they do, but few people take the steps necessary to become wealthy. Many people think it’s all about having a high-paying job or making wise investments, but other factors are also at play. … Read more
I’ve encountered the term “forced savings” or “forced saving” for years without giving it a second thought. It was one of those financial buzzwords that went in one ear and out the other. This changed recently when I realized that forced saving is literally all around us. Approximately 66% of Americans own their homes and … Read more
You don’t need to be told that good credit opens up a world of opportunities and bad credit can have far-reaching, potentially costly consequences. Whether you’ve never had a credit card to your name or you’re recovering from a significant financial setback, you know it’s in your interest to build your credit history and boost … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. The cost of groceries is one of the biggest expenses in everyone’s monthly budget. Too many people accept the rising cost of their grocery spending. But you don’t have to. There are plenty of easy ways to spend less money on groceries, … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Are you looking to invest your money but don’t know where to start? Or have you been investing for a while but aren’t seeing your money grow? Vanguard founder Jack Bogle, has 22 investing rules that can help you be a successful … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. On a recent episode of the Megyn Kelly Show, financial guru Dave Ramsey talked about Gen Z, and many people were surprised by his quote. He said, “this new generation, Gen Z, they are amazing. There is a percentage of them, I’ve … Read more