Here’s What Frugality Gets You: 13 Mistakes People Make When Trying to Pinch Pennies

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Many of us have experienced financial hardship at some point or another, and it can be tempting to start skimping on expenses to save money.

However, while certain areas may allow you to cut back without affecting your quality of life too drastically, certain essential expense items and habits should never be compromised to save costs.

From keeping yourself healthy through regular medical check-ups to paying off credit cards on time, here are the 13 ordinary expenses and habits you should never skimp on!

#1. Traveling

Traveling can get pricey, but it’s a non-negotiable expense for many.

Plenty of people want to be able to go out and experience the world around them. It’s perfectly reasonable to have travel as a top priority regardless of your income.

#2. Fresh Produce and Other High-Quality Food Items

For many, eating on a budget often means consuming cheaper, processed foods.

Not only does this impact your health negatively, but it will also likely impact your wallet in the future when you start dealing with the health problems accompanying these types of foods.

One expense that people aren’t willing to budge on is buying fresh produce and other high-quality food items like cheese and meat.

Not everyone can afford it, but it’s a worthy investment for many.

#3. Massages

Massages aren’t just things you get when you wish to pamper yourself.

Massages can also be healing in nature, helping to alleviate stress and tension and target areas where some experience chronic pain.

As such, having a massage budget or even finding someone who offers massages that a PPO will cover is something that some people must do.

#4. Better Pet Food

Having a pet can be a rewarding experience, providing you with a companion who never leaves your side and is always grateful to see you.

With all this in mind, we want our furry friends to live as long as possible and to be comfortable and healthy throughout their lives.

Several have made the point that spending more money on better pet food is one of the biggest essentials in their budget.

While some people might not be as picky about what they put into their bodies, they know that they have to feed their pets high-quality, nutritious food or risk their pets not getting the essential nutrients they need as they grow older.

#5. Shoes

You don’t have to look far to find a good shoe deal.

Plenty of retailers carry shoes that can be as low as $20 for a pair.

However, you also don’t have to shop often for shoes to know that extremely cheap shoes will provide barely any support and will wear out quickly.

This is why people are willing to spend considerably more on shoes if they have extra room in their budgets.

A good quality pair of shoes will offer the support you need to feel comfortable throughout the day, will be made from materials that won’t be worn down as easily (some can last for years if you treat them right), and will continue to look good long after you’ve purchased them.

All that matters if you spend a lot of time on your feet!

#6. Viva Brand Paper Towels

This is hyper-specific, but if you know, you know.

Someone said that one of their biggest splurges is Viva paper towels.

Viva paper towels are much better than some of the other brands.

This is because they’re more of a towel than paper, soaking up spills easily without tearing.

They’re also quite solid, which means that if you’re tackling a small mess, you can easily let them dry out and then use them again, so you’re not going through many paper towels at a time.

It might seem silly, but these purchases can mean everything to certain people.

#7. Good Tea and Coffee

Plenty of very cheap tea and coffee brands are out there, including products designed to be cheap and easy to use, like instant coffee packs.

In a pinch, they can do the job.

But if you’re someone who enjoys tea or coffee, you know that the final product is generally closer to water than it is closer to your favorite beverage.

True tea and coffee enthusiasts make room in their budget to splurge on their favorite brands or the tools and appliances needed to make a good cup. 

#8. Gardening Tools

 

Gardening is a hobby that requires a great deal of patience and all the right tools to pull off successfully.

Of course, building this collection does require you to invest a good bit of your money into everything you need to develop a green thumb.

Gardening enthusiasts know this, so they plan for the future and direct more of their funds toward everything they need or their garden.

#9. Thrifting

Thrifting is the epitome of getting a deal, but that doesn’t mean that it’s not what people like to spend their money on.

Many people talk about how they love to thrift and how they save their money specifically for that, even if their purchases aren’t that expensive and they may only spend on a few $5 items.

It shows that important expenses can be costly or relatively frugal.

#10. Long Hot Showers

Many items on this list are expenses related to buying physical products, but some people just want to spend more money on the things they enjoy at home.

This is why enjoying a long hot shower can be found here.

Water bills can be expensive, but some people are more than willing to accommodate them if they can relax under the hot water after the end of a long day or an extremely strenuous fitness session.

#11. Books

Books are great, but they’re also quite expensive.

It’s easy to walk into your nearest bookstore and spend $100 or more snatching up all the books you want.

For avid readers who want to enjoy their favorite form of media, spending less in other places and more on books (be it new, used, or even digital) is well worth the cost.

#12. Insurance

It can be easy to skip out on insurance, whether health or auto, but you risk destroying your financial life should something happen.

With the high cost of medical procedures and vehicle repair, a small accident could put you in debt for $10,000 or more.

While insurance won’t cover the entire amount, it will make it more manageable.

#13. Cars

Buying the cheapest car might sound like the best idea when money is tight.

But while the initial cost is low, the longer-term costs can quickly make it more costly than if you spent a little more money upfront for a car that wouldn’t have issues for years.

Learn How To Save $100K

Saving money can be hard, especially if you are looking to have $100K in the bank.

But while it feels difficult, don’t let this stop you. Here is how you can save $100,000 in nine steps.

HOW TO SAVE $100,000

How To Start Over Financially At 50

It can be difficult to start over financially at any age. But when you are 50, there is added pressure.

Not only do you have a limited number of working years left, but you also see how well others in your peer group are doing.

If you are starting over at 50, don’t give up hope. Here is how to drastically improve your finances.

HOW TO START OVER FINANCIALLY AT 50

How to Get Out of Debt

If being in debt wasn’t bad enough, trying to dig yourself is worse.

Combine the setbacks you face and the time it takes, it’s no wonder many people feel trapped.

But there is hope.

Here is how to get yourself out of debt once and for all.

HOW TO GET OUT OF DEBT

Save Money On Groceries

It’s no secret that grocery shopping is a significant expense every month. While most of us know a few ways to reduce this bill, there are many other simple things we can do.

Learn the easy tricks to spend less on groceries and pocket some savings.

LEARN HOW TO SPEND LESS MONEY ON GROCERIES

Cash Stuffing Budget

Cash stuffing is a trendy budgeting method that makes better use of the envelope system.

By using cash, you not only avoid debt, but you have greater control over how you spend money.

Find out why so many people have fallen in love with it.

CASH STUFFING 101

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