12 Obvious Signs It’s Time to Retire


Are you starting to feel the pull of retirement, but not quite ready to take the plunge?

While it can be daunting to face the reality that your working years may soon come to an end, it’s important to make sure that now is truly the right time for you.

To help ease you into this new chapter in life, we’ve compiled 12 obvious signs that it’s probably time for you to retire.

From shifts in your attitude and outlook on work, changes in technology or industry trends, and physical or mental health concerns,  see if any of them resonate with your current feelings or situation.

#1. Noticing How Happy Others Are

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Nothing is more motivating than seeing how happy others are, with some prospective retirees seeing that the grass was greener on the other side and deciding to move there themselves.

#2. Making Less Money Working

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While not always the case, some found they were doing less work than they would if they retired and took advantage of their retirement benefits.

If you’re not earning as much as possible, that’s a good incentive to retire.

#3. Loss of Interest or Passion

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Some genuinely love their job, and some become disillusioned by the work that they’re doing or are bored with the same responsibilities day in and day out.

Those who experienced a loss of interest or passion realized that it was time to move on and start a new chapter of their lives.

#4. Major Changes in the Industry

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Many industries face changes, shake-ups, and other developments that result in whole organizations having to adjust and learn a new way of doing things.

For those who are older, making these adjustments can be too much work, leading them to retire now instead of trying to make a change that won’t matter now or in a few years.

#5. A Desire to Truly Live

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Working takes up such a massive chunk of our lives.

Because this is the status quo and the system we’re born into, we don’t take time to second-guess things.

Some nearing retirement have finally realized, however, that it’s time to break away from that cultural norm and truly live their lives.

#6. Nowhere to Move Up or Lost Position

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Not everyone has something to look forward to at work.

Whether it’s an epiphany that there’s nowhere else to go in their careers, or they got let go because of their age or internal company changes, they realized it was time to move to the next stage of life.

#7. Poor Mental Health

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Poor mental health can take its toll.

Some people ended up retiring because they realized that they needed to take it easier to cater to their mental health, while others realized that their job was the cause of their poor mental health all along.

#8. Declining Physical Health

Caring doctor teaches female patient to use mobile healthcare app. Retired lady sitting in hospital exam room looking at cell screen learning to download health tracker for senior citizens. Copy space
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Declining physical health is a significant motivator for retirement as people realize they need to care for themselves and not spend so much time working.

No matter the physical problem, this has been a wake-up call that told people it was time to retire.

#9. Can’t Keep Up With Modern Work Demands

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Over the years, the emphasis on productivity and increased output has resulted in greater responsibilities at work.

Some realized that they couldn’t keep up with these modern demands, opting instead to take advantage of the peace and quiet of retirement.

#10. A Chance for Early Retirement

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While others are unfortunate and lose their jobs, some work for organizations that encourage early retirement or offer golden parachutes to support employees who need to be let go.

When this was given, many decided to leap at the opportunity while it was available to them.

#11. Someone in the Organization Died Suddenly

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Death is an uncomfortable reality that many of us don’t want to face.

But for those who were at retirement age and witnessed the death of a coworker, this was a reminder that they could be affected at any time and should leave their job while they had the opportunity.

#12. “Anyone Who Says They Like to Work More Than They Like to Play Has Never Played”

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This phrase indicated to someone that they needed to step back from work and take the opportunity to enjoy the fruits of their labor.

It was a choice that proved to be the right one as they experienced life through a new lens.

Best Retirement Calculators

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Are you confused trying to understand how much money you need for retirement?

You’re not alone. It can be a complicated process. The good news is there are some simple calculators to use to make figuring out your number easy.


h2>How Much Money Do You Need For Retirement

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Do you know the right amount of money you need to enjoy retirement?

Headlines tell you that you need $1 million dollars or more. But this might not be the case. Find out exactly how much money you need.


Best States to Retire

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While these were the worst states to retire, what are the best states?

Here are the ones with the highest quality of life, affordability, and access to healthcare.


Dave Ramsey’s Investment Advice Is Bad For Your Wealth

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Dave Ramsey offers a lot of great advice when it comes to getting out of debt and building a solid financial foundation. But when it comes to his investing advice, it’s not what will ensure you with the most money, and could leave you broke.


Where to Retire on $150K

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It sounds like a dream to retire comfortably on $150K but it can be done.

The catch is you have to move overseas.

But you aren’t moving to a dangerous destination.

Rather you are enjoying a beautiful location with a low cost of living.

Here are your best options.


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