25 Best Ways To Get Paid To Text


In today’s digitally connected world, texting has become more than just a means of communication—it’s now a potential source of income.

You read that right, you can get paid to text.

From casual conversations to marketing campaigns and customer service interactions, many text chat services offer the ability for you to earn extra money.

In this article, we explore the exciting opportunities available for individuals to get paid for texting, whether it’s through innovative apps, freelance gigs, or specialized platforms.

Options include general chat agent jobs, adult-oriented positions, and professional expertise chatters.

And you are limited to only communicating through a text message.

Many offer web chat, voice calls, or video calls.

Discover how you can turn your texting skills into a lucrative side hustle or even a full-time job.

Get Paid To Text | 25 Best Text For Cash Apps

One of the simplest ways to make money with SMS is to install various apps that pay you for sending and receiving text messages.

Remember that none of these ideas will make you rich or match the earning potential of side hustles like food delivery or being a rideshare driver.

However, the low barrier to entry still makes them a viable option.

Here are 12 options worth considering.

Getting Paid To Text

woman on phone learning how to get paid to text
Photo Credit: Shutterstock.

#1. McMoney

McMoney is one of the most popular apps that pay you for receiving texts.

While McMoney is only available for Android, it’s an easy way to earn passive income each month if you don’t mind getting random texts.

McMoney states that by receiving texts, you let McMoney “test and improve mobile operations.”

Companies that send SMS messages to verify new users must ensure they can reach their customers.

This is where McMoney steps in.

Each time you get a McMoney text, you earn cash. The number of texts you receive varies based on your location and the demand to test SMS reach in your area.

McMoney operates globally, but there’s a limit to how many users from a specific region can join.

Texts typically pay a few pennies, but this is free passive income.

For most users, McMoney requires $6 to cash out through PayPal.

However, this threshold varies by country, and some users only require $1.

McMoney’s reviews indicate that this app has varying levels of success.

Here are a handful to give you an idea.

Mcmoney works for me, albeit slowly. I’ve cashed out once. Get around 5 texts back a week. I could never get control mysms to work.

I made $0.20 on Mcmoney so far, and I have had this amount for a month. By this rate I may get myself a KFC meal in July.

I have used McMoney for over a year, and have had no problems cashing out.

Ultimately, if you want a simple text for cash app and have an Android phone, McMoney is perfect.


  • Simple to use
  • Easy to start making money
  • Low minimum payout


  • Only available on Android phones
  • Low payment amount per text

#2. 1Q

If you don’t mind answering short surveys, 1Q is another easy way to get paid to text and share your opinion.

1Q works in 3 simple steps:

  • Signup: Create an account on 1Q with Facebook or email.
  • Answer Surveys: Brands use 1Q to send questionnaires to panel members, which helps them collect valuable market research from real people.
  • Get Paid: 1Q sends you between $0.25 and $1.00 through PayPal for each survey you complete.

Getting paid between $0.25 and $1.00 doesn’t seem like much, but 1Q surveys are shorter than typical surveys, which often take 15-30 minutes.

To receive more paid text opportunities, download the 1Q Android or iOS app.

The app provides advertisers with additional demographic information to match users to more surveys.

1Q is available in North America, Australia, and the UK, with more countries planned for the future.


  • Fast way to earn money per survey
  • Instant PayPal payment


  • Need to be available to answer questions at all times
  • Surveys not sent regularly

#3. IMGR

IMGR, not to be confused with IMGUR, is another simple way to make money by texting.

This app is only available for iOS, and honestly, it’s not very well-known.

However, IMGR is a slightly different way to make money with SMS.

IMGR is a messaging platform that lets you text your friends to earn money.

IMGR partners with brands, and the texts you send contain small emojis or promotional messages sponsored by these brands.

In return, you earn points for each text.

You earn 1 point for sending or receiving a branded message.

Points are redeemable for PayPal cash or iTunes gift cards.

The conversion rate is 90 points equals $1, and it’s important to note that points don’t carry over month-to-month.

Therefore, it’s important you text enough to cash out your points every month.

Additionally, the most you can earn from a single contact is $5 per month.

As long as you and your friends send more than 90 branded messages per month, you can make easy money by texting through IMGR.


  • Various payment options
  • Earn money texting friends


  • Must cash out monthly
  • Limited income per contact

Work From Home Texting Jobs

Two roommates using their smart phones
Photo Credit: Shutterstock

If you want to make extra cash from sending text messages, several work from home job opportunities involve SMS marketing or being a chat operator.

#4. Fiverr

If you want to get paid to text but want control over the services you offer and how much you charge, Fiverr is a great marketplace to try out.

As a Fiverr seller, you list your freelance services and a price.

When buyers find you on the Fiverr marketplace, they can hire you for your services.

If you never heard of Fiverr, it is ultimately a secure and trustworthy platform where thousands of freelancers and business owners are already transacting.

Popular Fiverr gigs include programming, content writing, and graphic design niches.

However, some creative Fiverr gigs that involve texting include:

  • SMS marketing
  • Translating text messages
  • Selling texting advice for romantics
  • Sending motivational or reminder texts to clients

Understand this isn’t a huge niche on Fiverr.

However, if you can make money by texting for Fiverr clients, you can build up your seller profile and branch into new niches in the future.

The other benefit is since it is a smaller niche, you won’t have a lot of competition.


  • Highest potential to make money per text
  • Limited competition


  • Not a robust market looking for texters
  • Fiverr takes a cut of your earnings

#5. Text121 Chat

Text121 Chat is a popular chat operation business that began in 2003.

Text121 connects skilled texting operators to companies in need of qualified workers.

All Text121 Chat asks is that you can send at least 1,000 texts per month.

Currently, Text121 has positions for three different roles:

  • Text Chat Operators. This flexible job lets you work from home as often or as little as you prefer.
  • Customer Support Agent. This isn’t exactly a get paid to text job since you’re on the phone with customers to help answer questions.
  • Adult Phone Operator. This job is a get paid to flirt job. Depending on your preferences, this might just involve texting. If you’re more serious, you can also flirt over the phone.

The adult industry is definitely where Text121 Chat specializes.

However, other roles include being a chat room moderator or live stream moderator.


  • Various ways to make money
  • High potential income


  • Need a minimum of 1,000 text messages monthly
  • Geared toward adult chatting

#6. Fibler

If you’re an expert in something, there’s a chance you can make money through one-on-one phone consultations via Fibler.

Fibler connects everyday people with experts in a particular field.

Some common examples of Fibler experts include:

  • Doctors
  • Lawyers
  • Coaches
  • Celebrities
  • Tutors

Getting professional in-person help is expensive, and Fibler aims to make this process more accessible and affordable.

As a Fibler expert, you choose what advice you offer and how much you charge per minute.

Fibler adds its service fee to the customer’s account, and depending on where you live, you can cash out via direct deposit, PayPal, or other methods.


  • Get paid for your expertise
  • Multiple ways to get paid


  • The site adds a fee to your listed rate
  • Not a large following

#7. Just Answer

Are you an expert that people look to for support?

If so, why not get paid for it?

With JustAnswer, people text experts like you to gain insights into whatever they need support with.

It’s an easy way to make money online, especially if you’re one of the following experts:

  • Veterinarian
  • Legal Expert
  • Medical Expert or Practitioner
  • Wellness, Mental Health, or Homeopathic Expert
  • Car Expert
  • Boat Expert
  • Heavy Equipment Expert
  • Tax & Finance Expert
  • Antique, Art, or Collectible Appraiser
  • Computer and Tech Support Expert
  • Consumer Electronics Expert

You just have to apply and get verified, and then you’re ready to make money answering text messages on your own schedule.


  • The app pays well, with many who are experts in the mental health care space or those offering private consultations for other specialist areas making a good chunk of change each month
  • You can set your own schedule and choose your method of communication, whether you want to stick with text messaging or switch over to a phone call or video call/webcam chats
  • Unlike some other apps, JustAnswer is an expert at providing customer support that you can rely on


  • The vetting process is aggressive and difficult
  • If you provide any advice that’s wrong by accident, you could be removed from the platform

#8. Rent A Friend

If you’ve ever been interested in making money online, you’ve probably come across RentAFriend.

With RentAFriend, you can leverage your good listening skills to become someone’s friend for whatever reason.

The good news?

While they’re best known for live friend rental services, you can always just offer online services.

This means only sending text messages or engaging in other online contact with people who want to reach out to you.

If you have a magnetic personality and some spare time, this can be a great way to generate income on the side.


  • Easy to get started
  • In-person or online interaction offerings
  • It’s free to create a profile
  • You decide how much you charge


  • The site is a little outdated
  • Some users are at risk of receiving weird requests from users of the site

#9. Working Solutions

Are you someone who wants to make more money by offering their customer service talents without having to deviate from text chats?

If so, Working Solutions might have an opportunity for you.

Working Solutions connected independent contractors with clients looking for remote customer service agents.

Once you’ve undergone the application process, you will have access to various projects you can engage with if they work with your schedule or payment expectations.

It’s a great way to make money on the side if you’re looking for writing jobs where you can engage with others and get paid.


  • You work on your schedule and be your own boss
  • You can choose which projects you take


  • There are stringent application prerequisites, which include your network and computer
  • Mac users are unable to apply unless they can run Windows on their computers
  • Jobs sometimes pay less than many users would anticipate

#10. Money SMS

The Google Play Store offers a wide range of ways to make money, and one app you may not have heard of is Money SMS.

Money SMS differs from other apps because it pays you to receive text messages.

You download the app, leave it running, and customers will send you text messages from foreign countries to ensure their messages are working.

It’s easy, and it requires minimal effort on your end!


  • Easy to install and use
  • You receive passive income when you receive text messages
  • It has a low payout threshold of 2 Euros


  • Not available in all countries
  • Availability is always subject to change if they end up getting enough users
  • You only receive a few cents per test message

#11. Steady App

Note: Steady App is currently taking a break and will only be available again when it relaunchs after remodeling its app. Keep this in mind if you’ve been looking to apply.

Steady App is an app that connects you with various gigs, part-time jobs, and full-time jobs online or in your area so that you can bring in extra money.

If you want to get paid to text, you might find customer service opportunities on there or other gig opportunities that entail similar work.

If you’re looking to supplement that income, you could make money freelance writing, answering market research questions, or even picking up a shift at a nearby food establishment.

The sky’s the limit with Steady App!


  • Aggregates gig opportunities to make your search easier
  • Easy sign-up process
  • They offer boosters so you can make more money


  • Steady App is more of a job board, requiring you to apply to each opportunity
  • The filter leaves more to be desired, as does the lack of payment information on all opportunities

#12. Hummr

Hummr is an app that allows you to monetize your messages, voice, or video chats.

Hummr is unique because you create a profile, and then people can pay to talk to you.

They boast a secure messaging platform and carefully monitored user activity to ensure a safer environment for real people.


  • Easy sign-up process
  • Get paid to text others or otherwise interact with them


  • Not as much information is available on this app, making it hard to understand whether or not it’s viable for those looking to make money online

#13. Premium Chat

Premium.Chat is a platform that makes it easy to engage in online communication as a business owner, influencer, content creator, or other professional and get paid for it.

You create an account, create your own profile widget, and then post your links across your social media or on your website.

Then, people will use this service to chat with you.

You can also set your own prices and availability, making this a solution to consider if you want to monetize your interactions with fans, followers, or clients.


  • Free and easy account setup
  • No need to try to fight for attention as it is a meeting solution rather than a chatting platform


  • Fees for using the service are high, costing you between 20-40% of your earnings

#14. Papa

Papa is a platform for those looking to make an impact and make some money.

Papa Pals, as their helpers are known, get paid to interact with the elderly.

This can entail everything from providing tech support to cleaning and a host of other tasks.

They pay fairly well, but they do require a bit more work on your end to get through the registration process due to the nature of the job.

Still, if you want to make some extra cash and make someone’s day brighter or easier, Papa is a great place to start.


  • Enriching work
  • Not too demanding
  • Offered base pay plus bonuses and one-way commute payments


  • Texting jobs may not be in abundance
  • You’ll still have to meet the registration requirements, which will require you to have a vehicle

#15. The Trevor Project

The Trevor Project is an organization dedicated to helping out LGBTQIA+ youth.

As someone who provides support, you’ll field calls from these youth and help them navigate crisis situations.

It’s important to note that this opportunity isn’t always available.

However, if it’s something you’re interested in, you can keep an eye on The Trevor Project’s career page to see if the opportunity pops back up.


  • Opportunity to make a difference
  • Steady paycheck


  • This is a job, so you don’t have as much flexibility
  • The issues you encounter may have a mental impact

#16. Study Pool

Tutoring is a consistently reliable side hustle, and Studypool can help you start making money.

One of the most unique aspects of Studypool is that it’s entirely text-based.

Students ask a question, you chat with them, and then you continue that chat until their issue is resolved.

Then, you get paid!

It’s a unique premise that can help you make money without engaging in more intensive video chat tutoring or face-to-face tutoring.


  • Several payment options
  • Payment is good for the work you’re doing


  • 20% platform fees
  • There is a high payout threshold
  • The application process is drawn out

#17. Vibrant Emotional Health

Vibrant Emotional Health is another crisis chat platform people utilize when they need additional support.

Vibrant Emotional Health is focused specifically on mental health, which can be a desirable route for those looking to make a difference.

Keep an eye on their careers page to see if opportunities are available.


  • Opportunity to support others
  • Steady payments


  • Is a job rather than a gig
  • Difficult scenarios to work through for most

Ways To Get Paid To Flirt

Photo Credit: Shutterstock.

The discrete nature of texting also means that the adult industry has a lot of money on the table for phone operators and texters.

Obviously, you need to be comfortable with this idea to enter this line of work.

However, if you want to get paid to talk or to text flirty messages, these companies are your best bet.

#18. TexKings

TexKings is similar to Text121 Chat, except it solely focuses on the adult industry.

Additionally, TexKings also accepts operators for the following languages:

  • English
  • Dutch
  • Czech
  • French
  • German
  • Italian
  • Norweigan
  • Spanish

You can work for this company as long as you can text 25 words per minute or more, are 18 or older, and have a valid ID.

Pay varies between €0.06 and €0.12 per message.

If you reach a certain quota for your specific project, your pay increases.

Additionally, operators can earn monthly bonuses between €25 and €125.

According to TexKings, chat operates typically earn between €100 and €500 per month.

This comes to between $100 and $600 a month.

You can also work as a phone operator and earn €15 to €24 per hour of talking.

However, if you want a simple job that pays you for flirting, being a text operator should suffice for boosting your monthly income.


  • Easy signup process
  • Earn monthly bonuses


  • Payment made in Euros
  • The only focus is the adult industry

#19. FlirtBucks

FlirtBucks is a woman-only chat operator platform that’s another way to make extra money by flirting mostly with men.

However, the main difference between FlirtBucks and other texting jobs is that you work from your computer, not a phone.

Currently, FlirtBucks is hiring women who are 18 or older from Canada, the UK, Australia, and the U.S.

Additionally, there are several other requirements:

  • Have an official ID to verify your age
  • Have a computer with a webcam
  • Have a typing speed of at least 40 words per minute
  • Be fluent in English
  • Have good conversation skills

I know what you’re thinking, but the webcam doesn’t mean what you think it does.

FlirtBucks is a chat room, and adult performance isn’t permitted.

As a chat hostess, you can leave the room anytime if you’re uncomfortable or want a break.

FlirtBucks pays between $0.40 and $0.50 per minute, depending on how long you’ve worked for the company.

As a 6-month-or-longer worker, your chat rate is $30 per hour, significantly higher than minimum wage.

FlirtBucks pays every two weeks by check or cash to your PayPal account.

If you don’t mind video chatting, FlirtBucks pays more than your average get paid to chat website.


  • Increased income as you build tenure
  • Potential to earn more than $30/hour


  • Payout made every two weeks
  • Only open to women

#20. Chat Recruit

Chat Recruit is a leading chat operator marketplace in the UK.

You’re free to join the platform since Chat Recruit simply takes a cut of your earnings to make money.

The site also lets you earn through the following jobs:

  • Cam shows
  • Phone operator
  • Texting

You can also create locked content that people have to pay and subscribe to view.

You set your rates, and how far you take Chat Recruit, or what services you offer, is entirely up to you.

If you do decide to do cam shows, it is important you have a high speed internet connection.


  • Various ways to earn money
  • Ability to make a high hourly rate


  • Only available in UK
  • The company takes a cut of your earnings

#21. MyGirlFund

MyGirlFund is another flexible platform where you can make money by flirting with guys, selling photos, running a cam show, or texting.

Obviously, this platform caters to flirting with men for money, but again, you choose what services you offer on your profile.

MyGirlFund pays one credit for each message you send. Other than that, you set your rates for different services.

MyGirlFund is also free, and the platform makes money by charging a service fee when you cash out.

Redemption options include Skrill or check.

This might not be the best platform if you just want to text.


  • Various ways to earn money
  • Ability to set your own rates


  • No PayPal redemption option
  • Most money is not paid through chatting

#22. Lip Service

Lip Service is another company that specializes in outsourcing phone and text operators to other businesses.

If you live in the U.S. or Canada and want to work from home for at least 25 hours per week, this could be the perfect fit.

The company hires for three roles:

  • Customer service
  • Phone actress
  • Text chat operator

You need a headset and a working computer for this job.

Additionally, the application form is a bit lengthy, and previous experience as a chat operator will probably improve your odds of getting hired.

Unfortunately, Lip Service doesn’t state its rates, but you can apply in English or Spanish, which is a plus.


  • Possible part-time job
  • Chat in multiple languages


  • Long application process
  • No stated income rate

#23. Phrendly

If you’re looking for another way to make money by flirting, the Phrendly app could be a final option to test out.

Once you create your profile on Phrendly, you can browse through other users to see if you want to chat with anyone.

On Phrendly, you get “drinks” whenever someone on the platform messages you first.

Drinks are worth $0.35, so a few simple messages from people can get the ball rolling.

Phrendly also lets you make money through video chats or by receiving gifts if someone likes you.

Think of Phrendly as similar to Tinder; it only costs to chat.

You can cash out once you reach $10 if you have a U.S. bank account for direct deposit.

Unfortunately, Phrendly doesn’t support other payment platforms.

If you have a compelling profile, this could be a lucrative way to get paid to text.


  • Various ways to earn money
  • Easy to find people to talk to


  • Payout through direct deposit only
  • More flirting than casual conversation

#24. Chat Operator Jobs

ChatOperatorJobs is a platform where, as expected, you’re a chat operator sending flirty texts to those interested in your services.

ChatOperatorJobs is relatively vague about the specifics of what you’ll be doing, but it is very transparent about who can apply.

Better yet, no one knows your real name, so there are no enhanced risks when you use the service.

It’s a solid opportunity that pays well if you want to make money texting.


  • Earn anywhere from $0.13-$0.19
  • Works on a mobile device or a PC
  • You choose when you work



  • Must be at least 23
  • Must have impeccable grammar and spelling skills
  • Must answer a minimum of 75 texts over the course of the week

#25. Text121Chat

Text121Chat is one of the more openly explicit services available, but it’s still solely text-based.

They prefer more adult-focused conversations but are said to have options for those who prefer less explicit text messages.

Beyond this, they’re much like other companies out there.

If you want to make more, you should consider adding Text121Chat to your roster of texting opportunities.


  • Offers PG-13 option to those who prefer milder interactions


  • Need impeccable spelling and grammar
  • Must send at least 1,000 text messages per month
  • Rates and other details are unclear

How Much Money Can You Make From Texting?

Photo Credit: Shutterstock.

Since getting paid to text has a low barrier to entry, companies typically pay a low amount per text.

This means that this side hustle never grows into anything more than some extra cash on the side for most people.

If you work for a legitimate company like TexKings or FlirtBucks after work, you can realistically earn a few extra hundred dollars per month based on their pay rates if you put in enough hours per week.

In this sense, being a chat operator is essentially a part-time job.

Other companies generally pay less or require you to attract fans to make money.

Additionally, many texting jobs are an add-on service for the adult industry, and the money is in video calls, video chats, or phone calls, not texting.

Ultimately, texting jobs are a viable side hustle.

However, you need to work for the right company and be comfortable with your exact role.

Wrapping Up

Texting for cash might sound like the perfect work from home job.

After all, according to SMS Eagle, we already send more than 6 billion texts per day in the U.S. alone.

Since texting is so popular, you might as well get paid for some of the time you spend chatting!

Just keep in mind that most text for cash apps like McMoney don’t pay much.

Additionally, if you want to work as a chat operator or get paid to flirt, those jobs typically pay more but are really a side gig for most, not a full-time income source.

However, as long as you stay within your comfort zone, there’s no reason why you can’t boost your monthly income just by using your smartphone.

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