If you have a decent amount of cash that you don’t anticipate needing right away, moving it from your savings account to a certificate of deposit (CD) could boost your return. Thousands of banks and credit unions offer CDs, so finding the best CD for your needs can feel like an overwhelming task. Fortunately, one … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Do you ever hesitate to splurge on something expensive? We all have those moments when we worry about spending too much. After all, sometimes, things can quickly snowball out of control. But that doesn’t mean you should never spend money, regardless of … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Are you looking to make the most of your 401k plan but don’t know where to start? We’ve all been there, stumbling around in unfamiliar territory. Well fear not. The answers to all of your questions can be found right here. Get … Read more
Quick Look The Fed raised interest rates by 25 basis points on May 3, 2023. Economists expected this, but there was more uncertainty around this hike than past ones. Due to the Fed’s raise in May 2023, interest rates on credit cards and mortgages increased. Savings account yields increased as well. The Fed hopes to … Read more
The sudden collapse of Silicon Valley Bank in March 2023 was a sobering reminder that even the biggest banks can fail — and potentially take their customers’ deposits with them. The federal government stepped in to cover Silicon Valley Bank’s customers’ deposits, preventing large-scale deposit losses. But because SVB’s failure occurred in part because it … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Do you ever feel like someone’s watching you online? Turns out, your paranoia may not be too far from the truth. Many people know that certain devices are spying on them, but many more don’t realize that other items are tracking them. … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. We all know life is expensive, and maintaining a budget takes a lot of work. But with some simple guidance, you can find ways to reduce your costs and save money without skimping on quality services or products. By understanding which items … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. A recent online discussion asks the Internet for wisdom in a hypothetical scenario. For example, imagine if you found a duffel bag full of money in the forest. What would you do? Here is how people are responding. 1. Channel Your Inner … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. When you receive a warning from someone who is an expert in their field, it’s hard not to panic and start changing your plans. A forty-year-old man is at what he feels is a crossroads, given the advice he has gotten through … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Ready to take the plunge and become a homeowner, but cringing at the thought of obtaining an expensive mortgage? Fear not! There are lots of creative ways you can buy a house without taking out a traditional mortgage. From getting creative with … Read more