Whenever I travel abroad, I carry at least one credit card that doesn’t charge foreign transaction fees (FTFs) — the surcharges issuers often impose to cover the additional cost of processing international purchases. I haven’t kept a precise tally of how much I’ve saved by using credit cards that waive foreign transaction fees, but it’s definitely … Read more
Quick Look Some loans charge you a penalty to pay off a loan early. Prepayment penalties are only legal on certain types of loans. It’s possible to avoid prepayment penalties. George’s beloved Aunt Azalea just died, leaving him a cash windfall large enough to pay off his house. But his wise friend William warns George … Read more
Americans’ collective credit card debt balance hit $930 billion in Q3 2022. That’s a $43 billion jump from the previous quarter. The average cardholder now has more than $6,000 in credit card debt, closing in on 2019’s all-time high. But our debt burden isn’t equally shared. Most Americans have no credit card debt at all. … Read more
A stop payment order is a request to cancel a check so it can’t be cashed. You might need to stop payment on a check because: You lose a check or your checkbook You suspect a check was stolen You mailed a check to the wrong address You made an error on the check (e.g., … Read more
Your rent is due in a week, and you don’t want to miss the deadline. You want to send the payment now, while it’s still fresh in your mind. But you won’t have the money to cover the payment until closer to the due date. So you put a check in the mail today, but … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. The inflated cost of new automobiles should prompt motorists to consider whether it is wiser to lease or buy a car. While selling a car can provide you with some extra cash, hiring or purchasing a vehicle can put pressure on one’s … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. It is never too early to start saving to achieve your retirement dream. One of the best ways to do that is by opening an Individual Retirement Account (IRA). An IRA is a savings account with unique tax benefits, which can help … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Nowadays, people are looking for every means possible to make extra cash. One unique idea is to get free gift cards. Gift cards are a great way to help pay for the things you need without spending any money. Usually, you would … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Food is a basic need for everyone, whether you have money or not. You need to eat at least one meal every day to survive, which can be tricky when you do not have money. Sometimes the economy is terrible, you have … Read more
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Do you love getting free stuff in the mail? Who doesn’t, right? But many times, in order to get free samples, you need to take surveys. And not everyone is a fan of surveys. Luckily, I’ve found ways to get free samples … Read more