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What’s the secret to enjoying life without guilt or insecurity?
If you ask us, it’s indulging in little secret splurges!
From an unexpected face mask to a designer handbag for an upcoming special occasion, there are countless ways women can treat themselves with confidence, and that’s exactly what we’re here to talk about today.
Every woman deserves moments of luxury, regardless of her budget or lifestyle.
So, if you’re looking for some exciting ideas to reward yourself with, we’ve got you!
We’ll cover all the best indulgent secret splurges women can confidently enjoy without hesitation!
For many, traveling the world is the ultimate signifier of feeling rich — even if you aren’t traditionally wealthy.
“Being able to travel and experience new cultures, traditions, and nature makes me feel rich in many ways — even if I stay in a hostel and share a room with ten people!” exclaims one excited traveler.
2. Not Checking Price Tags
It can be liberating to buy something without first checking the price tag.
Don’t feel guilty about opting for a more expensive item that makes you feel better, you deserve it!
Remember, this isn’t about getting something expensive every time, it’s about prioritizing quality over quantity when the opportunity arises.
3. Monthly Manicures and Pedicures
Taking care of your hands and feet is at the forefront of many women’s minds, and being able to schedule treatments monthly is a total game-changer!
“Being able to get my nails done every month is something that blows my mind,” confesses one woman. “It might be stupid, but it was an unattainable luxury for me.”
4. Wearing Expensive Perfume
Owning at least one high-end luxury item makes women feel rich, whether they purchase a designer handbag or expensive perfume.
“Knowing you own something from Versace or Gucci is a nice feeling,” explains one woman. “I can’t buy anything else from those stores, though.”
5. Not Checking Your Bank Account Before Making a Purchase
Whether it’s because some people grew up poor or weren’t responsible with money at a young age, many women confess that not checking their bank accounts before buying something is the ultimate feeling of being rich.
I don’t blame them — it signifies confidence, stress-free living, and success.
6. Bills Being Paid Automatically
Here’s a sign you are rich — or at least feel rich: All your bills are paid monthly via autopay.
When you know you’ll always have enough money in your account to pay your bills, the piece of mind that accompanies that fact is immensely satisfying.
7. Being Able to Cover Unexpected Expenses
Emergencies happen, and having a sufficiently-stocked emergency fund can mean the difference between your financial situation being stable and going into considerable debt.
Many women confess being able to cover these unforeseen events makes them feel rich in more ways than one.
8. Having a Metal Credit Card
Let’s be honest: Is anything more satisfying than placing your metal credit card on the counter at a store and hearing that incredible “clunk” sound?
That’s the sound of success! In 2023, the metal credit card — popularized by the Chase Sapphire card, Amazon Prime card, and American Express gold card — became a status symbol for millions of women.
9. Having a Full Pantry
For countless people, growing up poor meant always being hungry and scouring for food in near-empty pantries, cupboards, and refrigerators.
One of the most common revelations of feeling rich is looking at the food available in the kitchen — women (and men, for that matter) equate plenty of food with plenty of success!
10. Having a High Credit Score
There’s usually a correlation between financial independence and a high credit score.
For women who have both, nothing is more satisfying than checking their credit score and seeing that it’s sky-high.
I don’t know what feels better — seeing it slowly inch up month after month or checking it daily to ensure it’s still at a stratospheric level.
11. Weekly Grocery Store Trips
For women who grew up without money, weekly scheduled trips to the supermarket genuinely feel like they’ve finally won the lottery.
“I feel rich when I make weekly grocery shopping at normal times — not before the store closes so we get a good sale for average quality, and not looking at prices in the grocery store or having a list,” reveals one woman.
12. Making Small Investments in Yourself
It can be difficult to make big changes in your life if they require a hefty financial investment.
That’s why it’s important to invest in small ways that will make you feel better on a daily basis.
This could be anything from an indulgent bubble bath with the best-smelling soap to a box of luxurious chocolates.
13. Fashion Trends, But On Amazon!
Looking for the trendiest fashion that suits your style and budget?
Check out Amazon!
They have a wide selection of designer-inspired items that give you the chic look of high-end department stores but at a fraction of the price.
From classic and timeless pieces to trendy and cutting-edge styles, Amazon has everything you need to turn heads and make a fashion statement without breaking the bank.
14. Home Spa Treatments
Enjoy a luxurious home spa day with all kinds of beauty treatments from face masks to foot soaks.
Draw a hot bath, light some candles and treat yourself to a spa night with affordable but luxurious beauty products that will leave you feeling refreshed and rejuvenated.
Pamper yourself and recharge your body and soul with these simple yet effective treatments.
How To Become Financially Independent
Being financially independent means not having to worry about money ever again.
You can choose to work if you want to, and spend money as you wish. But how do you get there? Here are the steps you need to take.
47 Ways to Get Free Gift Cards
Nowadays, people are looking for every means possible to make extra cash.
One unique idea is to get free gift cards. Gift cards are a great way to help pay for the things you need without spending any money. You can earn free gift cards for completing simple tasks in many ways.
This includes getting paid for simple online tasks like playing games, completing surveys, and shopping.
Here is a complete guide on how to get free gift cards so you can spend less money on the things you buy.
Make Money While You Sleep
Yes, you can make money while you sleep. There are a handful of jobs out there that will earn you an income even after you stop working for the day.
The trick is finding the right one for you.
Learn How To Save $100K
Saving money can be hard, especially if you are looking to have $100K in the bank.
But while it feels difficult, don’t let this stop you. Here is how you can save $100,000 in nine steps.
I Need Money Now
Do you every say to yourself, ‘I need money now?’
Whether it is for bills or unexpected expenses, here is how to get cash fast. In many cases, you can have cash in your hands the same day.
This thread inspired this article.
I have over 15 years experience in the financial services industry and 20 years investing in the stock market. I have both my undergrad and graduate degrees in Finance, and am FINRA Series 65 licensed and have a Certificate in Financial Planning.
Visit my About Me page to learn more about me and why I am your trusted personal finance expert.