Max Out Your Money’s Potential Using These 12 Savvy Life Shortcuts

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Are you reaching your full financial potential? 

Tired of living paycheck-to-paycheck or suffering from an unsatisfyingly small savings account balance? 

If so, it’s time to make a change and start maximizing the power of your money.

Fortunately, there are many savvy life shortcuts out there to help you do just that. 

From budgeting tricks to innovative investment strategies, these 12 tips will provide the guidance you need to unlock greater financial freedom in no time. 

So don’t delay! Read on and find out how you can get started today!

1. Eat Before Shopping, Not After

Before you set foot in a store, grab a snack or meal to fill your stomach. 

Shopping while hungry leads to overspending as you’re more likely to be tempted by unhealthy convenience foods and impulse purchases.

Once you’ve had a bite, it’s time for the real work: assessing how much of each item is actually necessary for your life. 

Going in with an empty stomach increases the chances that you’ll buy more than needed.

2. Cut Your Own Hair

This may sound intimidating, but if you have the time and patience to practice this skill, it can save you a lot of money.

You don’t need professional scissors or fancy equipment; just grab some clippers and YouTube videos for guidance! 

With a bit of practice, you’ll be cutting your own hair like a pro in no time. And even better, you won’t be racking up expensive salon bills every month.

By learning how to cut your own hair, you can save yourself a lot of money in the long run.

Plus, it’s so much more convenient! No waiting around for appointments or rushing to get there on time.

3. Children’s Sizes To The Rescue

Most times, dresses and shoes come cheaper in children’s sizes.

This may seem like a funny tip, but it will save you some bucks, up to $50, and that’s what we’re after.

If you’re on the small side, consider buying shoes and other items in children’s sizes.

I had one or two pajamas in children’s sizes and saved some money from them!

4. The Self-Interrogation

Finally, someone shares one way they convince themselves against making a frivolous purchase by self-interrogating.

They ask themselves if it is worth an hour or ten hours of their time and if they would be happy if they worked and their employer gave them the item or service instead of a paycheck for the time it was worth.

Most times, the answer is no. So, the next time you’re tempted to make an impulse buy, ask yourself those questions.

5. Marry The Right Person

This may seem unrelated, but marrying the right person makes all the difference to your finances.

They won’t squander your money, put you under unnecessary pressure to constantly “prove” your love through costly means, and advise you to make the wrong decisions financially.

Also, by marrying the right person, you save those precious bucks you would spend on therapy.

6. Use Coupons

They are God’s gift to humanity, why would you throw them away? No, they don’t make you cheap.

Almost every store offers coupons to their customers to entice them into steady patronage.

But with coupons, everyone wins.

They get your patronage, and you get their product or service cheaper.

Use coupons, especially in the grocery store, and save your hard-earned money.

7. Sit On Impulse Thoughts

Impulsive purchases are one of the quickest ways to go broke, and one of the strongest urges to deny. However, let the fear of growing broke or wasting money be stronger.

When you come across something you like but don’t really need, instead of just hopping on the offer and purchasing, sit on it for a while.

Sleep over it. It’ll help you make a better decision.

8. Convince Yourself You’re Broke

There is the belief that if a person grows up in a poor background, even when they become rich or comfortable, they never really feel like they have money because their minds have been conditioned that way.

That mentality is handy sometimes, even though we all need to strike a balance.

When you cannot stop spending money, consider transferring your money to a savings account and convince yourself that you’ve reached the end of the road.

9. Research Before Purchase

It is the easiest thing to do to buy a product because it looks pretty or because someone you know uses it and has good results.

However, remember that two people can use the same product and get different results.

So before purchasing or investing in anything, research it and ensure you know what you’re getting into.

10. Drink Water

There are a thousand and one ways your body benefits from drinking water, and they cannot be overemphasized.

Drinking water saves you from many unknown illnesses.

Not only does it protect the present you from being subject to some sickness, but it also protects the future you.

No one wants to pour their entire fortune into medical bills, so drink water as frequently as possible.

11. Think Like A Butcher, Save Like A Boss

Buying small quantities might seem safe, but it costs more than bulk buying.

Purchase foodstuff in large quantities, especially meat.

You can always freeze and thaw when you need to.

12. Make Your Meals

Eating out is one of the enormous money drains. You might think it’s just a few dollars, but little drops make an ocean.

If you ever get to the math and realize how much you spend daily on food,  if you’re the type who enjoys eating out , you’d be surprised at how much of your money you’ve been wasting.

Try making your meals; this way, you can have them to your taste and save money.

Learn How To Save $100K

Saving money can be hard, especially if you are looking to have $100K in the bank.

But while it feels difficult, don’t let this stop you. Here is how you can save $100,000 in nine steps.

HOW TO SAVE $100,000

Steps To Building Wealth

We all want to have enough money that our finances are no longer a stress in our lives.

But with so much financial advice out there, building wealth seems impossible. Not any more. Here are the simple steps you need to take.

STEPS TO BUILD WEALTH AND BECOME RICH

Dave Ramsey’s Baby Steps

Using Dave Ramsey’s Baby Steps is great for getting your finances back on track. But you could do better with a few simple tweaks to his system.

DAVE RAMSEY BABY STEPS;

Cash Stuffing Budget

Cash stuffing is a trendy budgeting method that makes better use of the envelope system.

By using cash, you not only avoid debt, but you have greater control over how you spend money.

Find out why so many people have fallen in love with it.

CASH STUFFING 101

How To Have Stealth Wealth

When we think of the wealthy, we think of big homes and flashy cars. But many millionaires have stealth wealth.

This means you would never know they are rich by looking at them. The benefit? People leave them alone.

LEARN HOW TO BUILD STEALTH WEALTH

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