Slash Your Expenses With These 14 Surprisingly Easy Penny-Pinching Tricks


Are you looking for ways to save money without having to completely overhaul your lifestyle? 

If so, you’ve come to the right place! 

You don’t need drastic measures or major lifestyle changes; all you need are some surprisingly easy penny-pinching tricks. 

We’ll share our top 14 tips that will help you slash your expenses and start making headway towards gaining financial freedom. 

Whether it’s cutting back on eating out, learning how to make prudent grocery shopping decisions, or even just making small tweaks in everyday habits that can really add up and reduce costs over time, we’re here to teach you all the best strategies that will have a lasting impact on your wallet. 

1. Create A Budget You Can Stick With

Happy Young Couple Calculating Bills At Home Using Calculator And Laptop
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Creating a budget is the cornerstone of any successful money-saving effort. 

When you set up a sound budget, you’ll be able to track your expenses more effectively and ensure that no money is wasted.

You should also try to track your spending on an ongoing basis so that you can continue making adjustments as necessary.

2. Take Extra Time To Save Extra Money

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When it comes to groceries, you should always shop around for the best deals.

Compare prices at different stores and compare online grocery delivery services to find the ones that offer the most savings.

You may also be able to take advantage of certain sales or discounts that are offered exclusively by certain stores. 

Be sure to keep an eye out for such deals and take advantage of them whenever possible.

3. Foregoing the Dryer

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Although modern appliances are more energy-efficient than previous generations, the classic clothes dryer is still very energy-hungry.

So to save on ever-increasing energy costs, a small handful of people admit to air-drying their clothes after pulling them out of the washing machine. It’s a smart way to save a few dollars.

4. Home Haircutting

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As far as recurring costs are concerned, haircuts are one of the most expensive.

The burden of regularly-scheduled haircuts multiple times a year is eased by learning how to cut your own hair. Countless people admit they picked up this skill during the pandemic; some even cut their pet’s hair!

5. Dumpster Diving

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Hey, no judgment here; one man reveals he hasn’t bought a light bulb for over a decade! “My hobby is recycling scrap metal and dumpster diving,” he says.

“I have not had to buy light bulbs in over ten years because I find them still attached to the lamps and ceiling fans I pick up for scrap.”

6. Recycling Water

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Recycling water is an increasingly common way to be frugal, and one person has mastered the art of it! “All water goes to our plants,” one woman reveals.

“When we refresh our cats’ water, we pour old water into our front porch garden, and the same with my nightstand water pitcher. Water cost savings are minimal, but I feel better not wasting water.” This woman isn’t wrong; efficiently utilizing water is a great skill to have!

7. Refusing To Turn on Air Conditioning

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If you can bear the heat, there is plenty of money to be saved by refusing to turn on your air conditioning until you can’t take it anymore.

One particularly frugal woman confesses she uses her cat as her barometer: When Fluffy gets agitated, she knows it’s time to turn on the air conditioning! To some, that’s borderline cruel to the poor kitty, but hey, no judgments here.

8. Showering At the Gym

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Instead of showering at home, many people explain it’s far more convenient and efficient to shower at the gym.

It makes sense; many people go to the gym and shower daily, so why not kill two birds with one stone and shower after a workout?

9. Taking Toilet Paper From Public Restrooms

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There’s a thin line between being delightfully frugal and straight-up being a thief, but one person straddles the bar effortlessly.

“I don’t do this anymore, but I used to steal toilet paper from public restrooms,” one man admits. Sure you don’t, pal.

10. Sharing Passwords

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It’s 2023, and only recently have streaming companies started cracking down on password sharing.

All savvy people know that account sharing is possible for many services, from television to movies to music — and everything in between. Who hasn’t used their parents’ cable television password at least 500 times?

11. Cooking With an Instant Pot

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Sometimes, the best way to be frugal is to combine it with healthy eating habits. “The thing that has saved me the most money in the past five years has been the instant pot, hands down,” professes one woman.

“Mostly because dried beans in an instant pot are so darn delicious, easy, and cheap. But making your own broth, soup, and cheap meat in the instant pot was just a game-changer for me.”

12. Being Financially Responsible

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Many people confess they don’t incorporate small bits of frugality into their lives. To them, it’s all about the big picture.

From never getting a traffic ticket to never paying interest on loans to not incurring any credit card debt, many people take financial responsibility to the extreme — and their wallets thank them.

13. Take Your Lunch To Work

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There’s no need to buy your lunch every day.

Bringing in leftovers from home or prepping meals for the week ahead will save you plenty of money and time.

Plus, it’s more nutritious and satisfying than takeout.

14. Pay Cash for Small Purchases

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Using cash for small purchases such as coffee, snacks, and meals out can help you to stay within your budget.

It’s also a great way of tracking how much money you’re spending each month.

Moreover, studies have shown that when people use cash instead of credit cards, they tend to spend less since it’s harder to part with physical money.

Learn How To Save $100K

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Saving money can be hard, especially if you are looking to have $100K in the bank.

But while it feels difficult, don’t let this stop you. Here is how you can save $100,000 in nine steps.

HOW TO SAVE $100,000

How Much Money Do You Need For Retirement

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Do you know the right amount of money you need to enjoy retirement? Headlines tell you that you need $1 million dollars or more.

But this might not be the case. Find out exactly how much money you need.


How To Get Free Money

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The idea of free money sounds like it can’t be true. But it actually is.

There are many ways you can get free money, from playing games, to watching videos, and more. Here are the best ways you can get free money without having to work for it.


Best Retirement Calculators

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Are you confused trying to understand how much money you need for retirement? You’re not alone. It can be a complicated process.

The good news is there are some simple calculators to use to make figuring out your number easy.


21 Habits Of Wealthy People

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Do you what separates the wealthy from everyone else? It’s their habits.

The good news is learning their habits is simple which means with a little effort, you too can become wealthy.


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