Spending Confessions: What Women Really Splurge On With Their Extra Cash 


Ah, disposable income is the beautiful, even flow of money that allows us to splurge guilt-free on whatever extra indulgence we desire.

We all have small things that put a smile on our faces when it comes time for some self-care.

It’s interesting to see what different women choose to spend their hard-earned money and energy on.

Is it a pair of lacey lingerie? A box of gourmet donuts? Or perhaps an extravagant therapeutic massage?

Whatever they confess to spending their cash flow on, these treats make ladies feel sexy, comforted, and relaxed, a much-needed break from the stress that life often throws their way.

Let’s tune in for a few revealing confessions!

#1. Random Fun Things

winking woman
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Many women have funds they contribute to with their leftover money. 

They then use these funds to buy whatever they want or do things they might not normally do if they didn’t have that extra room in their budget.

Some ways they use this money include justifying going out on lunch dates, buying things like artisanal mugs, or even seeing a movie when they feel like it. 

This helps them get their daily dose of joy and ensures they’re not just grinding away without enjoying life. 

#2. Botox

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Botox is one of those things that has a lot of negative stigma around it. 

But that stigma is slowly being stripped away, and many women will spend their money to get it. 

A lot of women get it as a treat to themselves and feel much more confident when they’re able to tackle areas of their faces that they weren’t as happy with or confident in. 

If you have the money to spend on it, why not?

#3. Personal Care Products

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A lot of people don’t realize how expensive personal care and skincare can get. 

While the former category can encompass anything that brings you joy or helps you properly care for yourself, the latter include face creams, moisturizers, masks, and other products that can add up quickly. 

This is why it’s a top category for women with a disposable income, ensuring they can get their hands on all the products they need to ensure their skin is in stellar condition. 

#4. Vices

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Rarely does a disposable income come without hard work. 

Women want to kick back and relax after a long day or week. 

For many, this means buying various things that will help them to do so, with the top responses being items like weed and wine. 

For those fortunate enough to be in a state where medical or recreational cannabis use is legal (or those who use hemp-derived products), good cannabis products can be an excellent way to wind down with ease. 

If weed isn’t the way to go, a good bottle of wine seems to be the next go-to for many women. 

#5. Spoiling Their Significant Others on Occasion

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Many women with children find themselves spending the bulk of their disposable income on their children. 

In the case of those who are childless, they’ve found that they have a lot more to spend on both themselves and their significant others. 

Besides some of the ideas listed above and below, many women will use their disposable income to spoil their partners as they get spoiled. 

This might mean getting them a special present, taking them on a trip, or doing something else for them that they’ve had their eye on. 

Bringing joy to another person is a gift in and of itself. 

#6. Guilty Pleasures

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A lot of women are strict about their diet. 

While not restrictive, they may not indulge in certain foods because those foods aren’t great for them, and they want to maintain better daily health. 

With their disposable incomes, they can enjoy those foods when the mood strikes or they want to enjoy themselves. 

Some top foods that make the list include tacos, chocolate, and even pizza. 

If you can’t treat yourself with your money, what can you do? 

#7. Hobby Materials

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Hobbies are often discussed as being essential to becoming a well-rounded person. 

But one thing that’s not discussed as often is the price of hobbies. 

Whether knitting, painting or even candlemaking, hobbies require a lot of upfront investment. 

This is why women with disposable incomes tend to put more toward these expenses. 

From the equipment needed to start the hobby to materials like yarn and wax, many women spend money making sure they can continue their hobbies.

#8. Traveling the World

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Traveling is another significant expense, especially for those who want to hop on a flight on a whim. 

Some women have an extensive travel log, using their money to visit many countries and see the world themselves. 

If you have a bit of extra cash and have been bitten by the travel bug, this can be an excellent source of inspiration.

#9. Investing

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Women will spend their disposable income on things that bring them joy, but they may also spend a portion on things that bring them security. 

An excellent example of this is investing. 

Some women stash away their income in a 401(k), high-yield savings account, or another type of account to help them grow their money to feel more secure and ready for retirement. 

It’s never too late to get started!

#10. Books and Gaming

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Technically, books and gaming would fall into the hobby category for some. 

However, entertainment generally falls into its own expense category for those who need something to keep them occupied and prevent them from being bored at home.

Books and gaming have become much pricier, especially if you don’t buy digital copies. 

Some women will spend money on their favorite books and games when they can so they have something to do during their free time. 

#11. Fitness Gear

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Fitness gear and fitness wear are top items for many women. 

With athletic wear being hot right now, getting an outfit you can wear to the gym and when you’re on the go is something that many women want. 

For those who are also on a serious fitness journey, buying the right equipment to burn fat and build muscle is also a major focus.

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This thread inspired this article.

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