24 Simple Habits to Make Extra Money Every Month


Would you like to make some extra money every month? 

Whether you want to pay off some debt, buy a new car, or have the peace of mind that comes with being financially stable, having extra income makes a difference.

Today, many people are looking for simple ways to boost their income without disrupting their lives. 

The good news is that many opportunities exist to make more money; some are fun! 

This article will help you find simple ways to make extra money by adding new habits to your daily routine.

We have looked into some common and unique habits that will help you improve your finances each month, from side hustles to simple but smart ways to save money. 

So, if you are ready to start new money-making habits that easily fit into your lifestyle, keep reading!

#1. Resell Items

Garage sale
Photo Credit: Shutterstock.

Declutter your home or check out local garage sales to make some extra cash. 

Buy items cheap at yard sales or for free while decluttering, then sell them for a profit.

#2. Ditch the Subscriptions

Cancel My Subscription
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Have you looked at your monthly subscriptions lately? You may be surprised to see which ones you don’t use and can live without.

Subscriptions for streaming services, meal delivery kits, and gym memberships can add up quickly, and by canceling any that you can do without, you will automatically have extra money to use.

#3. Create Things to Sell

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Do you make handmade items but only think of them as a hobby?

You can make your hobby habit a money-making passion by selling your creations on Etsy or eBay.

#4. Use Cash Back Apps

Cash back and Rewards
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A great habit to start is using apps that give you cash back on your everyday purchases.

For example, Ibotta offers rebates for grocery store items, while Rakuten gives you cash back for online shopping.

#5. Snap Some Photos

Woman using Professional Camera
Image Credit: Shutterstock.

If you have a phone full of photos you have taken, you can turn your photography skills into cash.

You can sell your photos on stock image websites or even create your own prints to sell online or at local markets.

#6. Think High Yield

high interest savings on a paper
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Opening a savings account can help you by earning interest on your money.

But the habit you really want to keep is looking for a high-yield savings account, which will earn you even more money.

#7. Follow a Budget

Debt Tracker
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Do you track your income and expenses? If you don’t, you may be spending money you are unaware of. 

By following a budget, you can take control of where your money is going and make changes to save more.

At the very least, pick a category to focus on each month. For example, this month, work on limiting eating out. Then, take the money you save and put it into a savings account.

#8. Delay Gratification

Delay Purchase Using Credit Card
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Just because you see something doesn’t mean you have to have it.

It’s tempting to give in to impulses, But developing a habit of delayed gratification can save you a lot of money in the long run.

#9. Keep a To-Do List

to do list
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You might not think that a to-do- list could make you money, but it is easy to procrastinate on tasks that could save or make you money.

By keeping a list, you will see what you want to accomplish, and it is a great motivator to mark off tasks that will improve your finances.

#10. Set Goals

planning and setting goals
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Being a goal-setter is a habit that will make you money every month because it gives you something to strive for.

Without goals, you may get stuck in a rut and not push yourself to make more money.

#11. Grow Your Money

Investment adviser
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If you have some extra money, don’t let it set without any growth. 

Investing can grow your money over time and provide a source of passive income.

Acorns makes it easy by allowing you to invest as little as $5 and rounding up your purchases by investing your spare change!

#12. Downsize Your Life

Cardboard boxes and household stuff in living room
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Although we often feel like we need to have the biggest house on the block or the fanciest car, downsizing your life can save you money.

A smaller home or car means less debt, lower utility bills, and insurance costs, which means extra money in your pocket each month.

#13. Rent It Out 

Clean Garage
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If you have an extra room or storage space in your garage, you can rent it out and make extra money every month. 

You can rent seasonal items like a kayak or snowblower to make even more money.

#14. Live Below Your Means

holding coins putting in glass. concept saving money
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If you live paycheck to paycheck or have trouble saving money, it’s time to start living below your means.

This means spending less than you earn and cutting out unnecessary expenses like eating out, expensive hobbies, and cable TV subscriptions.

#15. Avoid Debt

Paying off debts
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Avoiding debt is a habit that most millionaires live by as much as possible.

By staying as debt-free as possible, you can save money on interest and have more control over your finances.

#16. Shop Sales and Use Coupons

Discount Sale 70% red sign
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Being a savvy shopper is another habit that will leave you more money in the bank each month.

Look for sales, use coupons, and compare prices before shopping for groceries and any other everyday purchases you make.

#17. Use Your Spare Time

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You can make extra money every month by using your spare time to do tasks online.

There are many Websites and apps like Freecash where you can earn money by completing simple tasks like surveys, watching videos, and downloading apps.

#18. Change Your Insurance

reviewing insurance policy
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When did you last review your auto, home, or health insurance policies? 

If it has been a while, you can probably save money by shopping around, switching to a different provider, or bundling policies.

#19. Watch Movies

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If you love going to the movies, here’s your chance to not only save the money you were spending on the movies, but you can make money too.

Why not sign up for InboxDollars, where you can earn money by watching movies and giving your opinion on them?

#20. Share Your Thoughts

typing email on laptop
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If you have a passion for writing and enjoy sharing your thoughts and ideas, you can write a blog when an idea comes to mind. 

You can make money through ads, sponsored content, and affiliate marketing.

Many free blogging platforms, such as WordPress and Blogger, make it easy to get started.

#21. Be Tax Savvy

Tax Refund
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Everyone should embrace the habit of being tax savvy. Make it a habit to educate yourself on the current tax laws and consult with a tax professional if necessary.

If you aren’t aware of the deductions you’re eligible for or don’t keep track of your expenses throughout the year, you could be missing out on potential tax savings.

#22. Think Frugal

woman shopping
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Frugality might be a habit you don’t want to develop, but it’s a simple way to save money and invest in your future.

Think about the things you spend money on and ask yourself if there are cheaper options such as generic brands, discount stores, or even do-it-yourself solutions.

#23. Think Outside the Box

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While having a stable job is important, it’s also cool to think outside the box and explore different ways to make money, such as starting a side hustle, freelancing, or even investing in stocks or real estate. 

The possibilities are endless when you open your mind to different sources of income.

#24. Take Care Of Your Belongings

Man taking care and cleaning his car
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If you take care of your home, car, and other belongings, you won’t have to buy new ones or repair them constantly. 

This habit will make you more money than you realize, but rest assured; it will save you a significant amount of money in the long run.

Get Paid to Do Nothing

woman bored at work
Photo Credit: Deposit Photos.

The dream is to get paid to not work.

But the reality is we have to work. But what if there were jobs that were so simple, it didn’t feel like work?

Here is how you can get paid to do close to nothing at all.

Get Paid to Do Nothing

Apps That Pay Real Money

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Did you know there are apps that you can download and make money to use?

Some offer cash back, others pay you to do tasks, and some pay you to play games.

Here is a complete list of the best apps that pay you real money.

65+ Apps That Pay You Money

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